Ingredients

1oztaco seasoning mix,(1 pkg)

16ozrefried beans,(1 can) fat-free

16ozlight sour cream,(1 pkg)

8ozNeufchatel cheese,(1 pkg), softened

16ozsalsa,(1 jar)

1large tomato,chopped

1green bell pepper,chopped

1red bell pepper,chopped

1bunchgreen onions,chopped

1headsmall iceberg lettuce,shredded

2cupscheddar cheese,shredded

6ozblack olives,(1 can), sliced, drained

Preparation

Blend taco seasoning mix and refried beans in a bowl. Spread mixture onto a large serving platter.

Mix sour cream and Neufchatel cheese in a bowl. Spread over refried beans. Top layers with salsa.

Place a layer of tomato, green bell peppers, red bell peppers, green onions, and lettuce over salsa.

Sprinkle with Cheddar cheese. Garnish with black olives and serve.