Ingredients

1 can sweetened condensed milk, (14 oz)

3.9 oz instant chocolate pudding mix, or 1 pkg.

1 cup whipping cream, whipped until fluffy

1 cup water, cold

Preparation

In a large bowl, combine milk, pudding mix and water.

Beat until well mixed.

Chill for 5 minutes.

Fold in whipped cream.

Spoon into pretty dessert glasses or bowls.

Garnish with extra whipped topping and grated chocolate(white chocolate is nice too).